About VestaEdge

VestaEdge was founded to fill a need in the financial planning space, that of tax optimized asset decumulation.

The company is developing a SaaS-based software application called Vestasm, which is the product of 10 years of research and development by Dr. Lew Coopersmith. He created a unique solution that leverages linear programming optimization techniques and complex algorithms to help maximize his wealth in retirement.

The result – after considering assets, income sources, expenses and other key financial variables – is an optimized withdrawal plan, which, in turn, informs investment strategies before and during retirement to further enhance wealth and thus quality of life. The VestaEdge software system supports both pre- and post-retirement planning.

To learn more about linear programming, decumulation, and Dr. Coopersmith's work, please click the following links below:

  1. Kiplinger Feature Article – “A New Rule of Thumb For Tapping Savings”
  2. MarketWatch Story – “Best Ways to Draw Down Retirement Accounts”

A recent article from the Journal of Personal Finance:

  1. “Impact of Rates of Return on Roth Conversion Decisions and Retiree Savings Wealth”

Articles and references in the Journal of Financial Planning:

  1. “Withdrawal Planning Using a Linear Programming Model”
  2. “Withdrawal Rate Papers Break New Ground”

Recent conferences and presentations:

  1. INFORMS New York Metro – “Optimal Tax-efficient Retirement Income and Lifestyle Planning”
  2. University of Pennsylvania – “Expanding Wealth In Retirement”